Community Resources

Image of Affordable Housing
Affordable Housing Programs
Upcoming Training and Classes
  • Solano County First Time Homebuyer Classes - Approved by the City of Fairfield
  • Agent and Lender Training for the Fairfield Silent Loan Program.  Tuesday, July 22 and Tuesday, July 29 at 1:00 a.m.  See flyer.

Financing Programs for Homebuyers

The City of Fairfield participates in a number of Affordable Housing Programs designed to assist low and moderate income households. Disabled and Minority households are encouraged to apply. Open the following links to view the program limits and eligible requirements for each program. 

Borrowers are required to be represented by one of our Participating Lenders and Participating Agents for all Programs. Please contact the City  to see which Lenders and Agents are participating in which programs. You can reach the Affordable Housing Division at 707.428.7688.

Mortgage Credit Certificate Program - We are currently out of MCC allocation for 2014.  We will update website when we have allocation.

Silent Loan Down Payment Assistance Program - The City of Fairfield has been approved for providing first-time homebuyer loans for up to $50,000 for home purchases anywhere in Fairfield. Applicants must have a household income at or below 80% of the Area Median Income. A family of four must have a household income not to exceed $61,350. All participants must complete a first time homebuyer class, have good credit (no more than 3 late pays in the past 2 years), and must provide a minimum of 1% of the purchase price of the home.

CalHOME Program - The City of Fairfield has been approved for providing first-time homebuyer loans for up to $50,000 for home purchases in certain areas in Fairfield.  Applicants must have a household income at or below 80% of the Area Median Income.  A family of four must have a household income not to exceed $61.350.  All participants must complete a first time homebuyer class, have good credit (no more than 3 late pays in the past 2 years), and must provide a minimum of 1% of the purchase price of the home.

Agents and Lenders must be Participating in the CalHome Program in order to submit an application for the borrower. See the list of Participating Agents and Participating Lenders.  Click here for CalHOME boundary Map.

Neighborhood Stabilization Program- NSP-3 - The Neighborhood Stabilization Program-3 (NSP-3) is designed to revitalize targeted neighborhoods in Fairfield and an unincorporated area of Solano County adjacent to Vallejo impacted by foreclosure.  The program currently provides REO foreclosed homes that have been completely renovated to median income borrowers (do not need to be a first-time homebuyer).  Developers acquire and rehab the bank-owned properties and resell to income eligible homebuyers who may use up to $41,000 in deferred down payment assistance loans.  

Second Quarter Performance Report for NSP-32nd Qtr Rpt

For additional information on any of the above programs, please call 707.428.7688.

Other Programs

Senior Housing Assistance Repair Event (SHARE) application

Fair Housing - Know Your Rights

Assembly Bill 987 - As required by State Law, the City maintains a report of properties that have existing affordability covenants.