Affordable Housing Programs

Upcoming Training and Classes

Financing Programs for Homebuyers

The City of Fairfield participates in a number of Affordable Housing Programs designed to assist low and moderate income households. Disabled and Minority households are encouraged to apply. Open the following links to view the program limits and eligible requirements for each program. 

Borrowers are required to be represented by one of our Participating Lenders and Participating Agents for all Programs. Please check the lists to see which Lenders and Agents are participating in which programs.

Mortgage Credit Certificate Program - The MCC tax credit reduces the annual federal income tax of borrowers purchasing qualified homes. In effect, the MCC increases the buyer's annual income, thus allowing buyers to qualify for higher mortgage loans. 

Silent Loan Down Payment Assistance Program - The Fairfield Silent Loan Program (FSLP) is no longer available. Please check back in early 2013!

Neighborhood Stabilization Program- NSP-3 - The Neighborhood Stabilization Program-3 (NSP-3) is designed to revitalize targeted neighborhoods in Fairfield and an unincorporated area of Solano County adjacent to Vallejo impacted by foreclosure.  The program currently provides REO foreclosed homes that have been completely renovated to median income borrowers (do not need to be a first-time homebuyer).  Developers acquire and rehab the bank-owned properties and resell to income eligible homebuyers who may use up to $41,000 in deferred down payment assistance loans. 

For additional information on any of the above programs, please call 707-428-7688.

Other Programs

Fair Housing - Know Your Rights

Assembly Bill 987 - As required by State Law, the City maintains a report of properties that have existing affordability covenants.